This freelance daily rate calculator works in reverse compared to traditional simulators: instead of starting from turnover to calculate net income, you enter your desired net monthly income, and the tool computes the daily rate (TJM) you need to charge. It integrates 2026 URSSAF contribution rates (25.6% for BNC SSI after the reform), the progressive income tax scale with family quotient and rebate, the CFP levy, and your professional expenses. All calculations run instantly in your browser.
How to Calculate Your Daily Rate
The TJM (Taux Journalier Moyen) is the gross amount (excluding VAT) you charge for one day of work. To calculate it properly, start from your net income target and work backward to the required gross turnover, factoring in all deductions:
- URSSAF social contributions: 25.6% for BNC SSI (developers, consultants), 23.2% for CIPAV, 21.2% for BIC services
- Income tax: 2026 progressive scale after flat-rate deduction (34% BNC, 50% BIC services), or flat-rate discharge
- Professional Training Levy (CFP): 0.2-0.3% depending on activity
- Professional expenses: software, coworking, equipment, accounting...
The simulator uses an iterative convergence method to find the exact turnover that leaves your desired net income after all deductions. The TJM is then obtained by dividing the monthly turnover by the number of working days.
Key Factors Affecting Your Rate
Several factors significantly impact your required daily rate as a micro-entrepreneur. Your activity category determines your contribution rate — BNC SSI at 25.6% requires a higher TJM than BIC services at 21.2%. ACRE reduces contributions by ~50% in year one, allowing a lower starting rate. Remember that the auto-entrepreneur turnover cap for services is €83,600 per year in 2026 — the simulator alerts you if your projected turnover exceeds this threshold.
For a detailed net income simulation from known turnover, use our Auto-Entrepreneur Income Simulator. For VAT calculations on your invoices, check the French VAT Calculator.