This simulator calculates your net income as a French auto-entrepreneur (micro-entrepreneur) using the 2026 URSSAF contribution rates, including the SSI/CIPAV reform from July 2025. It accounts for social contributions, professional training levy (CFP), ACRE if applicable, and income tax computed with the progressive bracket system including family quotient — or the optional flat-rate discharge (versement libératoire). All calculations run in your browser; no data is sent anywhere.
Understanding the Auto-Entrepreneur Status
The auto-entrepreneur (also called micro-entrepreneur) is France's simplified freelance status. Social contributions are calculated as a flat percentage of gross turnover, not profit. No turnover means no contributions. This makes it ideal for freelancers, consultants, and side projects. The trade-off is that you cannot deduct business expenses — they come out of your net income. The 2026 rates range from 12.3% (goods sales) to 25.6% (liberal professions under SSI).
Income Tax Options
Auto-entrepreneurs can choose between two income tax methods. The standard progressive scale applies tax brackets (0%, 11%, 30%, 41%, 45%) to your income after a flat-rate deduction (34% for BNC, 50% for BIC services, 71% for sales). Alternatively, the versement libératoire lets you pay a small flat tax (1-2.2%) on turnover alongside your social contributions — advantageous if your marginal tax rate exceeds these percentages. This simulator models both options so you can compare.
To calculate your ideal daily rate, use our Freelance Daily Rate Calculator. For VAT calculations, check the French VAT Calculator.